Подробные указания по peerberry

Capital gains tax of 25% plus solidarity surcharge and church tax is levied on profits from P2P loans. This means that personal loans are no different from investment forms such as shares or ETFs. However, singles in Germany are currently subject to a tax-free allowance of 1,000 euros. Only income that exceeds this limit is taxable. I’ve already had several years of experience with Viainvest and have never had a problem with taxes during this time: The company issues you a tax assessment with just a few clicks, which you can pass on to your tax advisor or use for your tax return. The only disadvantage is that the tax assessment is not always available immediately at the start of the new year.

PeerBerry does not charge fees to investors. The platform receives its income from the fees loan originators pay to list their loans on the platform.

With Viainvest’s automatic Portfolio Builder, you can precisely specify the countries and interest rates you want to invest in. The following aspects are important in my view when configuring it:

Viainvest is an above-average rated P2P lending platform among many investors. This is impressively illustrated by the results of the annual P2P community votings, where Viainvest is always in the top third of the most popular P2P platforms.

The combination of all those factors makes it really safe to invest on PeerBerry compared to other Peer-to-Peer lending platforms.

Additionally, the P2P platform has been strictly regulated and regularly monitored in Latvia since 2022. This should provide investors with enough confidence to start an investment with Viainvest.

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In principle, interest income generated by loan financing is considered investment income and must be reported as such in the tax declaration.

With an average interest rate well above 10%, investors can be quite profitable and achieve a good return here.

In 2023, Viainvest introduced two fully automated strategies. In this case, you only need to make a selection, and Viainvest takes care of the rest. You have the choice between the Active and Diversified strategies.

PeerBerry is a Peer-to-Peer lending platform based in Latvia and offers loans with returns up to 12%, which is similar to what is offered by many European Peer-to-Peer lending platforms.

Due to the strong backing from the parent company, the bankruptcy of the P2P platform itself is unlikely. However, if the parent company were to go bankrupt, it would lead to a lengthy and years-long legal process.

The resources required to reorganise the platform’s IT were simply poorly deployed. However, these are only minor glitches in an otherwise very smoothly running engine.

Due to the close connection between the P2P platform and the Via SMS Group, which has been in the market for years, peerberry it can be assumed that we are dealing with a reputable platform here.